General Information about Bankruptcy

Insights from Our Hilliard Bankruptcy Lawyer

If you are being harassed by creditors, have been sued for unpaid debt, had your wages garnished, your bank account attached, or are in danger of having your home foreclosed on, filing bankruptcy can put an end to any creditor action. The experienced Hilliard bankruptcy lawyer at Dailey Law Offices is ready to assist you in determining whether or not you need to file bankruptcy and if so whether or not you need to file a Chapter 7 or a Chapter 13 bankruptcy.

To discuss your unique situation, call (614) 524-4048 to schedule an initial consultation.

How the Bankruptcy Process Works

Once our firm files your petition electronically, you will be assigned a trustee and a date for your 341 hearing, commonly known as the meeting of creditors. At the 341 hearing, you will be required to testify about the information contained in your petition and whether or not any changes have occurred since you filed. The 341 hearing is a short, informal hearing held at the bankruptcy court on North High Street. Our Hilliard bankruptcy lawyer will accompany you to this hearing.

If you have filed a Chapter 7 bankruptcy case and there are no outstanding issues in your matter, including no further documentation needed to be turned over to the trustee, your case should be discharged about 60 days after your 341 hearing date.

If you have filed a Chapter 13 bankruptcy case you will have a confirmation hearing set about 30 days after your 341 hearing. This gives your attorney time to correct any objections by the trustee to the confirmation of your proposed Chapter 13 payment plan. Your attorney will inform you as to whether or not you need to be present at the confirmation hearing.

Contact a Hilliard bankruptcy attorney at Dailey Law Offices today to set up your consultation. We can be reached at (614) 524-4048.


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